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Make Manage Grow Money Official Website Personal Finance Blog Financial Independence journey towards financial freedom and how to start a business

Manage Money

Learn how to manage money. Making money is great, but nobody wants to fall into a debt hole! Protect and manage your hard-earned money.

  • Best Secured Credit Cards Of December 2021 Build Credit (1)
    Manage Money

    Build Credit with a Secured Credit Card

    ByAce

    This list of credit cards covers the best-secured credit cards of December 2021. So whether you are trying to rebuild your credit or you are just starting to build credit for the first time, a secured credit card might be what you’ve been looking for. This list of secured credit cards covers the full spectrum…

    Read More Build Credit with a Secured Credit CardContinue

  • Small Businesses Will Take More Loans in 2022
    Manage Money

    Prediction – Small Businesses Will Take Out More Loans in 2022

    ByAce

    I recently stumbled across this opinion post on Forbes and decided to make a video on it. Coming from PayPal’s Vice President of Global Merchant Lending, Bernardo Martinez, I could easily justify why he would be a creditable source on said topic. As he suggests, the pandemic forced many of us, small business owners, to…

    Read More Prediction – Small Businesses Will Take Out More Loans in 2022Continue

  • 5 Self Employment Tips for 2022
    Manage Money

    5 Self Employment Tips for 2022

    ByAce

    The number of professionals leaving the full-time job world to be self-employed continues to rise. After all, 12.7 million people quit their jobs in July, August, and September. While some political figures might try to make you believe they are all trying to milk the system as deadbeats, I don’t believe it. I believe it’s…

    Read More 5 Self Employment Tips for 2022Continue

  • How to Write Off Meals in 2021 and 2022 / Self-Employed Tax Tips
    Manage Money

    How to Write Off Meals in 2021 and 2022 / Self-Employed Tax Tips

    ByAce

    I’ve been self-employed for years which is why I think it’s important for me to share how to write off meals as a sole proprietorship, freelancer, or independent contractor. Prior to officially starting my consulting business, there were numerous occasions where I’d meet up with a client and grab a bite to eat while reviewing…

    Read More How to Write Off Meals in 2021 and 2022 / Self-Employed Tax TipsContinue

  • Debt Free 2022 – I did It, So Can You
    Manage Money

    Debt Free 2022 – I did It, So Can You

    ByAce

    It can be tough to get out of debt. But with a little bit of organization and planning, you can be debt free by 2022. Key Strategies to Paying Off Debt; 1- Debt Snowball 2- Debt Avalanche 3- Debt Consolidation The first step is to create a budget. You need to figure out how much…

    Read More Debt Free 2022 – I did It, So Can YouContinue

  • You Should Have Multiple Bank Accounts (1)
    Manage Money

    Open Multiple Bank Accounts/ How Many Bank Accounts Should I Have?

    ByAce

    Having multiple bank accounts is generally recommended for anyone making money. But you might be asking, how many bank accounts should I have? In this video, I share one money management strategy where you should have at least 4 bank accounts consisting of two checking accounts and two savings accounts. Financial Expert, Tiffany Aliche, said…

    Read More Open Multiple Bank Accounts/ How Many Bank Accounts Should I Have?Continue

  • Building Business Credit with Nav Business Boost in 2021 for 2022
    Manage Money

    Building Business Credit with Nav Business Boost for 2022

    ByAce

    Being self-employed has been incredibly rewarding but it can also be pretty challenging. Especially with my sole-proprietorship and the work that I do as an independent contractor on TaskRabbit tends to slow down in the winter. Having good money management skills is critical if you want to keep your head above the water. Another solution…

    Read More Building Business Credit with Nav Business Boost for 2022Continue

  • 7 Best Business Credit Cards for Self Employed, Independent Contractors, Freelancers, and Sole-Proprietorships in 2022
    Manage Money

    7 Best Business Credit Cards for Self Employed, Independent Contractors, Freelancers, and Sole-Proprietorships in 2022

    ByAce

    Suppose you are self-employed and work for yourself as a business owner, independent contractor, freelancer, or sole-proprietorships in 2021. In that case, you might want to know the seven best business credit cards available heading into 2022. Well, this list covers a wide range of business credit cards that offer reward points to no annual…

    Read More 7 Best Business Credit Cards for Self Employed, Independent Contractors, Freelancers, and Sole-Proprietorships in 2022Continue

  • building self employed business credit in 2021 with a uline net 30 account as a sole proprietorship in 2022
    Manage Money

    My Journey to Building Self-Employed Business Credit/ Step 1 Uline Net 30 Account

    ByAce

    If you are self-employed, you should consider building up your business credit. I’ve spoken about business credit before, so there’s no need to stress why it’s essential in this post. But instead, I welcome you to join me on the journey to building business credit as a sole proprietor. Business Credit as a Sole Proprietor…

    Read More My Journey to Building Self-Employed Business Credit/ Step 1 Uline Net 30 AccountContinue

  • best credit cards to build business credit without a personal guarantee in 2021 and 2022 for self employed and business owners
    Manage Money

    What are the Best Business Credit Cards For Building Business Credit?

    ByAce

    Best Business Credit Cards For Building Credit without Affecting Your Personal Credit Score If you are planning to start a new business or have recently started a business, you might actively build your business credit. Whether or not you have good credit, you might not want to mix your personal credit with your business credit….

    Read More What are the Best Business Credit Cards For Building Business Credit?Continue

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