Learn about debt and ways to reduce yours.
Budget Planning Tips for 2024 Almost everyone dreams of living debt-free and having complete control over their finances. This might seem impossible to many working-class individuals struggling to make ends meet. To kick off 2024, the average American will have over $59,000 in debt! But unfortunately, the average Massachusetts resident has over $70,000 in debt….
In debt? If you have been struggling with debt for a long time, then you know that it can feel like there’s no end in sight. It’s easy to get discouraged and feel hopeless when your debt seems impossible to pay off. However, paying off debt is possible! The debt snowball is the easiest way…
With buy now pay later, you can buy the item of your choice without making an upfront payment. It’s an excellent option for those who don’t have the cash on hand or want more control over their finances. However, some risks and rewards come with this type of financing. This blog post will explore what…
New Year’s resolutions are a great way to create a plan for the year and set goals for your life. But it can be hard to stick with them if you don’t know how to make a New Year’s resolution plan in 2022. It doesn’t have to be that difficult though! Here are some steps…
It can be tough to get out of debt. But with a little bit of organization and planning, you can be debt free by 2022. Key Strategies to Paying Off Debt; 1- Debt Snowball 2- Debt Avalanche 3- Debt Consolidation The first step is to create a budget. You need to figure out how much…
“Hey, money money money money money money money,” you hear it all the time in rap videos. But, managing your money is cool, not wasting it on designer clothes, foreign luxury cars, and popping bottles at the club – actually, financial planning is cooler than that. Alright, I won’t front – a nice sport or…
Let’s get one thing clear: side hustles are NOT a replacement for your actual job. However, as you’ll see in the video, a side hustle can evolve into your own business. The goal with side hustling is to create a side income stream that can eventually become your actual income. Using this extra money from…
Many people save money in an emergency fund account. Emergency funds are used for people to save up money for any possible emergencies or disasters that may occur. But what about an emergency savings fund vs. investing? Is an emergency fund better than investing, or vice versa? Well, I would like to discuss this matter…